Yeah, well it's 0550 yesterday and I am walking across a large parking lot headed in to work. I always park far away to avoid a shopping basket dent in my truck. Warm out, totally dry, very windy. About 100 yards form the door without the slightest warning the heaviest rain I think I have ever been caught in unloaded on me from behind - horizontally. I bolted for the door at a flat out run and got soaked to the skin, only in back from my waist to shoes. Wet like I sat in a puddle. Had to stand periodically in front of an electric heater to dry out.
It lasted all of 3 minutes. I picked the wrong 3 to be outside.
Nobody wants to spend their day with wrinkly soggy ass.