This one reminds me about the time my daughter and her friend wrecked a car. The insurance company, because of the police report, decided that the friend's parent's insurance had to pay half claim as my daughter's car was totaled and the car they hit had a lot of damage. When the other parent's adjuster came to look at the car he came with a tow truck expecting to take the car. But I pointed out he only got half and asked which half did he want. He gave me the check and walked away leaving the car.